Did you know the average monthly cost for a semi-private nursing home room in San Diego is $5,640, and a private room costing up to $8000.00? Those individuals who believe they will never need care or assume the government will subsidize the cost of a nursing home may find themselves unprepared for the financial ramifications if they ever do need care.

Many people are turning to long-term care insurance, Long Term Care (LTC) to help pay for these costs and to protect their family assets. Although LTC is one of the most difficult insurances to obtain, we have worked with UNUM to make a cost-efficient group plan available to retirees.

This LTC insurance plan is available to all of your family members, and can even be continued throughout your retirement.